Equity release and remortgage solicitors – independent legal advice

As your conveyancer, we will manage the legal work required to complete your remortgage, acting as your trusted advisor throughout the process.

Obtaining the redemption statement – We will contact your current lender to obtain a redemption statement, confirming the amount required to pay off your existing mortgage.

Reviewing the mortgage offer – We will carefully review the details of your new mortgage offer to ensure you fully understand all your legal obligations and the terms of the new loan.

Conducting searches – We will carry out any necessary searches on the property as required by your new lender.

Title investigation – We will check your property’s title deeds and highlight any issues.

Leasehold properties – If your property is a leasehold, we will examine the remaining lease term and advise on any necessary actions, such as a lease extension.

Securing the new funds – We will coordinate with your new lender to secure the funds for the remortgage.

Registration -We will manage the redemption of your old mortgage and the registration of your new mortgage with the Land Registry.

Your remortgage and changes to ownership

A remortgage may also mean a change to your property’s ownership, such as adding a partner to the deeds, removing a previous owner, or transferring ownership to a family member. We will provide a seamless, integrated service to handle both your remortgage and any related changes.

Transfer of equity – We will assist you with adding or removing a person from the property’s legal title deeds, a process that is often required during a divorce, separation, or when a new partner moves in.

Deeds of Trust – If you are remortgaging with a partner, our team can draft a Deed of Trust. This legally binding document outlines each owner’s financial contribution and ownership share, providing clarity and security for the future.