18 Apr Default judgment: How a solicitor can help
Have you recently discovered that a default judgment has been entered against you or your business? If so, you may feel helpless and unsure of what to do next.
Here we explain what a default judgment means, why you must not ignore it and how a solicitor can help.
What is a default judgment?
A default judgment is a legal ruling entered against a defendant who has failed to respond to a claim or take any action in the court proceedings. This means that the claimant is granted the judgment without having to present their case in court. The defendant is then obligated to pay the amount awarded by the court, which can include damages, interest and legal costs.
Why you shouldn’t ignore a default judgment
If you fail to respond to a claim, you risk having a default judgment entered against you. This can have serious consequences, including damage to your credit score and the possibility of enforcement action being taken against you.
However, just because a default judgment has been entered against you doesn’t mean that it’s final. With the help of a skilled litigation solicitor, you may be able to set aside the default judgment and defend the claim on its merits.
Impact on credit score
A default judgment can have a significant impact on your credit score, as it is seen as a negative indicator of your financial history. It may make it difficult for you to obtain credit in the future, as lenders may view you as a high-risk borrower. This is why it is important to act quickly if you become aware of a default judgment against you.
How a solicitor can help
Here at HRJ Foreman Law Solicitors our default judgment services include:
- Assessing the case: We will review the circumstances of the default judgment to determine whether it is possible to set it aside.
- Preparing the application: We will prepare the necessary application to set aside the default judgment, including drafting the witness statement and grounds of the application.
- Representing you in court: We will represent you at the hearing to set aside the default judgment, making arguments on your behalf and advocating for your rights.
- Negotiating a settlement: If appropriate, we may be able to negotiate a settlement with the claimant outside of court.
If you need help setting aside a default judgment or defending a claim, our experienced litigation solicitors can guide you through the process and fight to protect your legal rights.
Contact us today to schedule a consultation
- Email info@hrjforemanlaws.co.uk
- Call Welwyn Garden City, 01707 887700 or Hitchin 01462 458711
- Complete our contact form here